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CNN.com delivers up-to-the-minute news and information on the latest top stories, weather, entertainment, politics and more.A few people across this country have made it known that they think any type of prepaid legal service is a scam. And gradually this scam has inched its way into the survival kits of over one million individuals and families throughout America and our northern neighbors Canada. The prepaid legal service scam has even made a few opportunistic business people rich too.
An early version of the prepaid legal service scam first appeared in the 1930's in Europe which allegedly sparked an idea that prompted the discovery of the North American edition. The founder made the big claim that this type of prepaid legal service would assist attorneys just like medical insurance helped physicians.
Here's A Quick Synopsis of the Prepaid Legal Services Scam
How Prepaid Legal Services Scam Consumers -Providers of these prepaid legal services plan have convinced people to invest an outrageous 5 quarters a day for legal protection for legal situations that are non-existent. A prepaid legal service plan is actually something that a family may never need.
Though it resembles the same business model and offers protection comparable to the protection that is equivalent to that of vehicle and residence insurance providers, it's still is considered a scam by some. This is mainly because we place more value on things like vehicle and homes than we do on the legal rights of ourselves and our families. It's just legal rights that prepaid legal providers agree to protect.
Prepaid Legal Services Attorney Scam -People are really sucked into the scam because prepaid legal services manage to procure the talents of knowledgeable and well known attorney from all over the U.S. and Canada to go along with the "protecting legal rights" thing.
Even though participation in such a prepaid legal scam could mean immediate disbarment for these lawyers, not to mention the irreparable reputation damage, they still go the extra mile to really sell the scam by providing prepaid legal members with phone consultations, contract reviews, and even some courtroom representations. But I admit that there have been some complaints because the lawyer retainer fee of $1.25 a day doesn't cover the costs of trying a murders trial- SORRY.
Stock Scam Of Prepaid Legal -Clever thinking and manipulative moves have seen one of the most visible prepaid legal service organizations move into having shares of their stock being sold on the open market. They've positioned themselves on the New York Stock Exchange and now they are multiplying their scam for everyone and hiding in plain view.
What I'm ultimately saying is that paying now to protect yourself and your family from unforeseen legal situations is not a scam. If prepaid legal services were scams they would have been shut down by all branches of government years ago. We all hope to never have to use our vehicle insurance and we cringe at the thought of calling our insurance provider because our home is flooded, but we couldn't imagine not having protection for those things. We pay often and rarely benefit from it. One would actually use their prepaid legal plan more often that you would a car or home payout. As far as scams go they should all be called one then because it is the exact same business model. Death is your only sure bet for getting your cash back out of an insurance plan- and you won't be around for that.
Prepaid legal plans aren't for everyone but they do provide peace of mind for individuals and families alike.
R. Sloan recommends the use of such prepaid legal services help to minimize the damage caused by unforeseen life events.
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