Saturday, April 19, 2008

Housing-credit woes spur calls for more federal regulation (AP)

In this Jan. 29, 2007 file photo Small Business Administration Administrator Steven Preston is seen in New Orleans. President Bush has chosen Preston to take over as Housing and Urban Development secretary, the White House announced, Friday, April 18, 2008. (AP Photo/Alex Brandon, File)AP - A heavier federal hand is reaching into American life as politicians in both parties demand an overhaul of government financial regulation and more protection for homeowners in the face of mortgage woes and a weakening economy.

Who says little discounts here and there don't eventually add up to much as you do your best to get the most affordable auto insurance rates that won't leave you compromised? They do help a lot and I'll show you a few things that will help you save money here and there on your policy. Here we go...

1. Being part of associations, especially the big ones, will get you discounts on your auto insurance. Insurers give these associations group discounts in the hope that they will in that one move attract many of their members to buy an auto insurance policy with them. Bearing this in mind, you'll do well to see if there are good discounts with any association you're part of.

2. The difference in the cost of insuring comparably priced cars could be very huge. Therefore, have this in your mind when you go to buy your next car. Avoid any car that has a high theft rate and/or a bad crash rating. Furthermore, it will also cost you more if a car costs a lot to fix or repair. With a little diligence you can avoid buying a car that will cost you thousands in extra premiums over a few years.

3. A car with a high safety rating will attract cheaper rates than one with a poor rating all other things being equal. Opt for cars that have features that increase safety. Such features attract a good discount. Your agent can give you a list of features that will get you a discount with your insurance provider.

4. Doing thorough research is crucial if you want to get the best rates for your profile. The internet is there to help you do extensive and fast research. Request for as many auto insurance quotes as you can. The task of filling the forms is truly simple and requires very little time. Just see yourself realizing savings of several hundred dollars and you'll realize how smart the whole sacrifice is.

Here are my favorite pages for auto insurance quotes...

Auto Insurance Quotes

InsureMe Auto Insurance Quotes

Publishers can get unique versions of my articles by following any of the links above. Click on "To Use My Articles" when you get to my site.

Chimezirim Odimba writes on insurance.

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